Waggel Pet Insurance is a popular choice for pet owners in the UK seeking comprehensive coverage for their furry friends. With a range of policy options and additional benefits, Waggel aims to provide peace of mind when it comes to the health and well-being of your beloved pets. In this review, we will explore the coverage options offered by Waggel and highlight the key features of their policies.
Waggel offers three main types of pet insurance policies: Lifetime, Time-Limited, and Accident-Only. Let’s delve into each of these options to understand their coverage details.
- Lifetime Policy: Waggel’s Lifetime Policy is designed to provide lifelong coverage for your pet, ensuring that they are protected throughout their entire life. This policy offers comprehensive coverage for accidents, illnesses, and ongoing conditions. With Waggel’s Lifetime Policy, you can make unlimited claims each year, up to the chosen annual limit. This means that you can continue to claim for a specific condition year after year, as long as the policy remains in force.
- Time-Limited Policy: Waggel’s Time-Limited Policy provides coverage for a specific duration, typically 12 months, for each condition or illness. After the specified time period, the condition becomes excluded from the policy, and you will no longer be able to claim for it. This policy is more suitable for short-term or temporary health issues.
- Accident-Only Policy: Waggel’s Accident-Only Policy focuses solely on providing coverage for accidents that result in injuries to your pet. This policy does not cover illnesses or pre-existing conditions but can be a cost-effective option for pet owners primarily concerned about accidental injuries.
In addition to these policy types, Waggel pet insurance offers various coverage benefits that enhance the overall protection for your pets:
- Vet Fee Coverage: Waggel’s policies provide reimbursement for veterinary fees incurred due to accidents, illnesses, and ongoing conditions. The level of coverage depends on the chosen policy and annual limit.
- Third-Party Liability: Waggel pet insurance includes third-party liability coverage in their policies, which protects you if your pet causes injury or damage to someone else or their property.
- Dental Coverage: Waggel pet insurance understands the importance of dental health for pets and provides coverage for dental treatment in their policies.
- Complementary Therapy: Waggel pet insurance recognizes the benefits of complementary therapies such as acupuncture or physiotherapy for pets’ well-being. They offer coverage for these treatments as part of their policies.
- Advertising and Reward: Waggel provides coverage for advertising and rewards in case your pet goes missing, helping to increase the chances of their safe return.
- Bereavement Cover: Waggel pet insurance offers bereavement cover, which can provide financial support for end-of-life arrangements or counseling services to help you cope with the loss of your pet.
It’s important to note that Waggel pet insurance has certain exclusions and waiting periods associated with their policies. Pre-existing conditions and any illnesses or injuries that occur within the waiting period are generally not covered. It’s crucial to carefully read the policy terms and conditions to understand the specific coverage details and any limitations that may apply.
Overall, Waggel Pet Insurance offers a range of comprehensive coverage options to suit different pet owners’ needs. Whether you prefer lifelong coverage, temporary protection, or accident-only coverage, Waggel pet insurance aims to provide flexible policies with additional benefits to ensure the health and well-being of your pets.
| Many pets | Wagel | |
| Highest level of vet fee cover | £15,000 (for life) | £10,000 (for life) |
| Video vet calls as standard | Yes (24/7 video vet call through Firstvet) | Yes (24/7 video vet call through Firstvet) |
| Claim waiting period removed if you switch providers | Yes | No (14-day waiting period applies) |
| lifetime cover | all policies | all policies |
| overdue | once in a policy year | Yes – per the new claim |
| multi-pet discount | Up to 15% off for pets covered on a single policy (value currently not available on 2k policies) | No |
| Cover for dental accidents and illness | Yes (up to full vet fee limit) | Yes (£1,000) |
How much does Waggel pet insurance cost?
The cost of pet insurance from Waggel pet insurance can vary depending on several factors, including the breed of your pet, their age, and your location. Due to these variables, it can be challenging to provide an exact estimate of the cost of Waggel pet insurance.
Excess pet policy
Waggel pet insurance offers flexibility in choosing the excess amount you want to pay, which can help reduce the monthly premium costs. You can select from options such as £0, £50, £100, £200, or £250 as your excess amount.
Please note that on their standard policies, many pets under the age of nine do not have excess options available.
Are there promotional codes and discounts for Waggel pet insurance?
Waggel pet insurance provides rewards and discounts in partnership with several pet brands. For example, with MoneyPets, you can receive one year of free Trusted Housesitters membership. Additionally, you can sign up for the Manipets Bug, Tick, and Worm plan, which is delivered to your door, and you’ll receive a discount on the plan, even if you don’t have an insurance policy with Waggel pet insurance.
How to claim with Waggel pet insurance.
To make a claim, Waggel pet insurance customers need to log in to their accounts and answer a few questions. Waggel will then directly contact your veterinarian to process the claim. Customers can track the progress of their claims online. Once the claim is processed, Waggel Waggel pet insurance will either pay the vet directly or reimburse the policyholders if direct payment is not possible.
It’s always advisable to refer to Waggel pet insurance official website or contact their customer support for the most accurate and up-to-date information regarding the cost of pet insurance and the claiming process.
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